Flood Insurance Discounts in FBCLID 2
Fort Bend County Levee Improvement District No. 2 (FBCLID 2) recommends that all residents consider purchasing flood insurance and discuss available options with your insurance provider. In 2021, Federal Emergency Management Agency (FEMA) implemented Risk Rating 2.0 (RR2.0) and changed how National Flood Insurance Program (NFIP) flood insurance rates are calculated for your home and property. However, when FEMA implemented RR2.0, FBCLID 2 residents were not receiving the same flood insurance discounts that were applied in other parts of Sugar Land.
All homes in FBCLID 2 remain eligible to participate in the NFIP and beginning in 2025 these flood insurance policies included a new discount. The City of Sugar Land participates in the NFIP Community Rating System (CRS) and currently holds a Class 6 CRS rating, which lowers flood insurance premiums by 20%. When renewing your flood insurance policy, please check the NFIP Community Number (CID); in Sugar Land and FBCLID 2, the CID should be “480234”. Should your policy indicate something other than the “Class 6” rating, and your property is within the Sugar Land city limits, please call your insurance agent to correct the error. The formal NFIP notification from FEMA is posted for reference.
FBCLID2 is working to further reduce flood insurance premiums by participating in a United States Army Corps of Engineers (USACE) risk assessment. The USACE risk assessment was performed in April, and the results will be incorporated into FEMA’s RR2.0 flood insurance calculations as soon as October 2026. Based upon preliminary USACE results, FBCLID2 residents should expect to receive additional NFIP flood insurance discounts moving forward.




